Money Test

widows’ mite worth less that a cent

Now in my 70’s I can tell you that I have ALWAYS found God faithful to provide for ALL of my needs. Additionally I have seen that my heart has followed my decisions about money.

The tiny copper coin known as the “widows’ mite” was worth less that a cent.  To His disciples, Jesus commended the poor widow who gave two of the tiny coins to the temple treasury.  Furthermore, Jesus said she was giving all she had, even her whole livelihood!

Why would she give so much?  What motivated her?  And why did she give to the temple treasury?

In her day, she would have had knowledge of the scriptures of the Old Testament in which God invites His people to test Him by bringing tithes and offerings into the storehouse.  He promises to provide generously for those who will enter into this “faith” agreement with Him.  This is the ONLY place in the Bible where God asks us to test Him so that we can experience His faithful provision. Continue reading

Home Share

Home share

Several home share landlord experiences were the tipping point on my resume when I entered my second career as a resident property manager at age 65.

Sharing space in my home was a good idea.  It still is.

While still raising 4 children I found myself alone with lots of years left to bring them to adulthood.

One of my financial solutions was to rent out part of my house to others, home share style while getting ready to sell my large property.  Several home share landlord experiences were the tipping point on my resume when I entered my second career as a resident property manager at age 65.

Now at 70 I am entertaining the home share idea again for retirement.  I have an eye toward a high end senior building with good amenities for maintaining health such as a pool, and properties of that type always come with hefty rents. Continue reading

Humiliated

Have you ever felt humiliated when the understanding of Gods truth comes to your heart and mind?

Have you ever felt humiliated when the understanding of Gods truth comes to your heart and mind? Have you ever realized that you and Jesus are not on the same side of the fence on some issue that has been part of your thinking? What is the response that God desires? What are the choices here?

Luke 13: 10-17

16    And as He said this, all His opponents were being humiliated; and the entire multitude was rejoicing over all the glorious things being done by Him.

While He said this…… Let me review here what He was saying.

15           But the Lord answered him and said, “You hypocrites, does not each of you on the Sabbath untie his ox or his donkey from the stall, and lead him away to water him?
16           “And this woman, a daughter of Abraham as she is, whom Satan has bound for eighteen long years, should she not have been released from this bond on the Sabbath day?”

Remember, Jesus was saying this to the synagogue official and all those who sat with him in the places of honor. These men were the ones who organized and led the worship of God in the place designed to exult the Lord of glory. Here these very same men are identified as the opponents (rival, adversary, competitor) of the one whom God sent from heaven to live among them. They had already aligned themselves in their hearts and minds against this Jesus as has did many other religious leaders in that day. Are there religious leaders today who actually speak against Jesus? Continue reading

Gambling

Gambling destroys the work ethic. The core values of the work ethic are all part of the free enterprise system. Gambling corrupts these values and replaces them with greed and selfishness. Rather than depending upon hard work, gamblers depend instead upon luck and chance.

Gambling destroys the work ethic. The core values of the work ethic are all part of the free enterprise system. Gambling corrupts these values and replaces them with greed and selfishness. Rather than depending upon hard work, gamblers depend instead upon luck and chance.

“I hate casinos!” was my not at all wimpy comment while my coworker replied in like manner….. “I love casinos!”  We were not developing an argument, but clearly our opinions were far apart when it came to the issue of gambling.

It got me thinking……….  Why am I so opposed to gambling?

Go to any casino and you’ll see many gray heads at the slot machines and blackjack tables. Gambling has become a popular pastime for seniors who often have time to spare and holes in their lives to fill. Gambling, like many things in life, can become addictive and seniors who are bored or lonely may be more vulnerable to addictive behaviors. Continue reading

Grow Some Money

Featured

I like working and having a job puts me in touch with some interesting people.  There are jobs for those who are willing to put their passion and experience to good use.

I like working and having a job puts me in touch with some interesting people. There are jobs for those who are willing to put their passion and experience to good use.

I am hearing from some of my peers that they are definitely not living the comfortable retirement lifestyle they always imagined because the needed money is just not there.  Complicating matters, things keep getting more expensive, while incomes remains fixed. Something’s got to give.

The solutions are that same as they have always been.  Cut spending and increase income at the same time. Continue reading

Eagle Project

Everything about scouting is handled by volunteers, and the Scouts working on these projects are young developing future leaders of the community.

Everything about scouting is handled by volunteers, and the Scouts working on these projects are young developing future leaders of the community.

This week I met with a young man who is working to become and Eagle Scout.  This soon to be 10th grader is interested in pursuing an Eagle Project, which I have learned is no small undertaking.

A quality Eagle project takes time.  The Scout must do all pre-planning, design, any fundraising, and go through a multi-step review process with the end user of his work, property owners, his scout troop and the scouting district. Most Scouts plan 6-9 months for an Eagle Project, taking it from a concept to a fully fledged plan, getting it reviewed (which often involves changes), reviewed again until it is fully ready, and then to implementation. Continue reading

Alone, Not Lonely

Some love the constant give-and-take of the company of other people, but in my world, alone is good.

Some love the constant give-and-take of the company of other people, but in my world, alone is good.

Alone-ness is typically equated with loneliness, but that is just not the case with me.  I like being alone!  It is during the time I spend with myself and my own thoughts and feeling where I find the best refreshment and regain perspective on every topic.  I live alone and I am almost never lonely. I am also rarely bored or at a loss as to how to use my time.  In fact, I am convinced that my life will run out before I have the opportunity to pursue all my interests.

Maybe you are like me and actually need hours alone every day. Continue reading

Leisure Time Choices

The movie was about six boarded young adults with lots of time and money who were looking of a “different kind of experience”.

As I left the theater, a young employee smiled and said, “Thank you for coming to our theater. I hope you enjoyed your movie.” I told Him that I did not enjoy the movie and pleaded with him not to see it adding, “I don’t know why I made myself in to a garbage can for the last hour and paid for it besides!”

I like to work.  The tasks are clear when my time is spent producing desired results.  At the end of the day, no matter how tough the problems were, I feel great about what I was able to accomplish.  Sometimes it is just a piece of the problem was solved, but the feeling of make a valuable contribution to the project is very satisfying.

Last week I had a rare day off for a holiday and consequently, found myself with extra time on my hands in the afternoon.  I went to the local mall to look around and decided to take in a movie.  I chose the one that was starting just as I arrived, bought a small bag of popcorn… for a huge price, and settled in to a common entertainment experience.

The movie was about six boarded young adults with lots of time and money who were looking of a “different kind of experience”.  Continue reading

Learn it & you own it!

The class was full of young people and the teacher and I were the only older folks in the class, but I loved it!

The class was full of young people and the teacher and I were the only older folks in the class, but I loved it! 

When I was 10 years old we got our first TV set, not because my parents needed more entertainment, but because a family friend gave it to my dad. The only reason he wanted to get near a TV set was to find out “how” it worked. He had already disassembled a few of them to discover what made it work. He was also a ham radio operator conversing with people all over the world and we had a big towering antenna attached to our house to bring in the signals. Continue reading

A New Plan

Management is problem solving every day and I have chosen to see this responsibility as a privilege.

Management is problem solving every day and I have chosen to see this responsibility as a privilege.

Retirement is not in my plan.  At age 65, I started a whole new career as housing has always been and area of interest.  After communicating on line with with Mary Peterson at The Hamilton in Savage, I came over for a visit to see the property for myself.   I asked Mary to describe in a nutshell, what it was like to manage a big apartment building.  She said, “It’s just like taking care of a very large home.”

Glendale Place was right next door, so I took a tour that same day.  Continue reading